An insurance program designed for businesses engaged in the operation of destination resorts, resort hotels (independent and franchised), destination spa hotels, boutique hotels, large scale recreational planned communities, timeshare/interval ownership operations.

Whether it’s saddle animals, water sports, snowmobiling, mountain biking or a host of other activities, ResortGuard® understands your exposures and provides a comprehensive insurance, loss control and claim management solution tailored to meet the ever evolving needs to the hospitality and leisure industry.

Eligibility Requirements

ResortGuard® is intended for businesses engaged in the operation of

  • Destination Resorts and Resort Hotels with multiple leisure and recreation activities
  • Interval Ownership/Timeshare Operations
  • Boutique Hotels
  • Destination Spa Hotels

Loss Control

The ResortGuard® Insurance Program is built around the concept of providing Resorts with industry specific loss control and risk management services. That means our team is solely focused on the resort industry and are specialists in the resort field.

Claim Management

All claims under the ResortGuard® program will be handled by dedicated claim professionals. One of our program’s greatest strengths is our ability to integrate specialized claims handling, loss control and prevention techniques for this market segment.

Coverage Available

ResortGuard® has been designed to include coverage that meets the special needs of resorts and planned communities and includes Property with

  • Hospitality and Leisure Enhancements
  • Food Spoilage for Restaurants
  • Historic Hotels Building Valuation available
  • Golf Course Coverage available including golf carts
  • Flood and Earthquake available
  • Equipment Breakdown
  • Food borne illness coverage available
  • Incidental Medical Malpractice
  • Herbicide and Pesticide application coverage available
  • Employee Benefits Liability
  • Liquor Liability
  • General Liability
  • Umbrella Liability
  • Crime



Krause Edwards provides great service for our professional engineering and general liability insurance. Their professional and knowledgeable approach gives us the confidence to know we are properly covered so we can concentrate on our business.  

Gary Pearson, P.Eng.
Pearson Engineering Limited